603-Friday Q&A: Healthcare Sharing Ministries and Their Maximum Limits, Health Savings Accounts, and What To Do With An Inheritance When You're in Debt

It's Friday! That means live Q&A:

  • Healthcare Sharing Ministries and Their Maximum Limits
  • Health Savings Accounts and HCSMs
  • What To Do With An Inheritance When You're in Debt

Enjoy!

Joshua

 

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602-Asset Protection Planning for Mere Mortals - Part 2 - The Morality and Legality of Asset Protection

In this episode of the podcast we tackle these two questions:

  • Is it legal to engage in asset protection planning?
  • Is it moral to engage in asset protection planning?

Short answer? Yes and yes. If that's enough for you, just skip listening to this episode. But if you'd like a bit more texture to the discussion, enjoy the podcast for a discussion of the legality and morality of asset protection planning.

Joshua

p.s., if you missed Part 1 of this series, start there.

 

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601-Asset Protection Planning for Mere Mortals - Part 1

Here at RPF, I strive to keep you focused continually on the Radical Personal Finance "Framework For Wealth." This is a helpful framework for you to use to organize the financial planning suggestions you are given as well as the specific actions you can take to build your wealth as you work towards financial independence.

(After all, it's action that counts. Only action leads to change. Thoughts and philosophy are nice, but you have to act.)

That Framework for Wealth is quite simple:

  1. Increase Income
  2. Decrease Expenses
  3. Invest Wisely
  4. Avoid Catastrophe
  5. Optimize Lifestyle

Today, we focus on Avoiding Catastrophe as we broach the topic of Asset Protection planning.

There are many ways we can conceive of "Asset Protection Planning." The common use of the term involves legal planning that helps to insulate various assets from the legal claims of creditors through the use of exemptions and legal entities such as corporations and trusts.

I'm fine with this being the primary use of...

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600-A Complete Answer to Whether You Should Pay off Debt or Invest

Here's the complete answer that you need to know if you should pay off debt or invest.

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599-Appreciating Our Rich and Peaceful Lives in the Midst of Political Turmoil

As many U.S. Americans engage in vigorous political debate today and follow with their vote, I want to share a story with you that I hope will help you to appreciate the richness of political peace. Not everyone in the world has it as good as you and I have it. But, as we vigorously debate political issues, it's easy to miss the blessing of the underlying framework of peace and prosperity that we enjoy.

Enjoy this personal story.

Joshua

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597-Debt-Freedom Leads to Career Freedom to Become a Financial Adviser: Interview with Matt Miner from Design Independence

On this episode we welcome Matt Miner back to the show. Matt previously came on the show to discuss whether going back to graduate school is a good financial move.

Since that interview, Matt left his corporate job and became a financial advisor!

In this interview we explore two themes:

  1. How good financial planning and preparation enables a move to a better career fit. This is an important component of a progressive plan towards financial freedom.
  2. How a personal finance aficionado can make a move towards working as a financial advisor without sacrificing their integrity.

Enjoy!

Joshua

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